China
About Bank of Communications Co., Ltd.
Bank of Communications Co., Ltd. is a leading commercial bank in China, offering a comprehensive range of financial products and services. Established in 1908 and headquartered in Shanghai, the bank serves both individual and corporate clients with innovative solutions.
Personal Banking Services
- Savings Deposits: Demand deposits, lump-sum deposits, time deposits, call deposits, and specialized options like education deposits.
- Certificates of Deposit: Personal and foreign currency deposit options.
- Loans & Credit: Mortgage loans (new and second-hand), unsecured personal loans, and credit/debit card services.
- Wealth Management: Personal advisory services, precious metal trading, and commodity trading.
Corporate Banking Solutions
- Deposit Products: Structured deposits and corporate certificates of deposit.
- Cash Management: Tailored solutions for businesses.
- Industrial Chain Finance: Prepayment, inventory, accounts receivable, and accounts payable financing.
- Syndicated Loans & Overdrafts: Flexible corporate lending options.
- Investment & Offshore Banking: Underwriting, forex services, and cross-border payment solutions.
Additional Financial Services
- Bond Services: Account activation, distribution, escrow, and settlement.
- Derivatives & Trading: Bank derivatives transfer, B-share transfer, and futures services.
- Institutional Services: Investment consulting, wealth management, and insurance solutions.
- Clearing & Settlement: Support for futures markets and interbank payments.
With over a century of experience, Bank of Communications Co., Ltd. remains a trusted financial partner in China's dynamic economy.
