China
About Postal Savings Bank of China Co., Ltd.
Postal Savings Bank of China Co., Ltd., along with its subsidiaries, delivers a comprehensive range of banking products and services tailored for both retail and corporate customers across the People’s Republic of China.
Key Services and Offerings
- Deposit Products: Demand, time, personal call, time/demand optional, call, negotiated, and foreign currency deposits, including passbooks and certificates of deposit.
- Loan Services: Credit, mortgage, government, farmer, merchant express loans, as well as personal housing, auto, consumer, and education loans.
- Business Solutions: Business easy mix, agriculture aid plus, domestic remittance, payment and collection agency, cross-border remittance, and foreign currency exchange services.
- Corporate Banking: Pledge, syndicated, land reserve, town rebuild, commercial property mortgage, real estate development, fixed asset, project, and consignment loans.
- Settlement Services: Check, promissory notes, bank and commercial drafts, remittance, consignment collection, and collection with acceptance.
- Financial Management: Accounts, payments and collection, liquidity, investment and financing, information management, fund monitoring, and bank-enterprise direct link services.
- Trade & Forex: Foreign exchange settlement, sale, conversion, trade finance, and electronic commercial draft services.
- Investment & Custody: Bill rediscount, interbank financing, investment, market trading, and custody services.
Operational Network
The bank serves customers through a widespread network of directly operated and agency outlets, ensuring accessibility across China.
Corporate Background
Founded in 2007 and headquartered in Beijing, Postal Savings Bank of China Co., Ltd. operates as a subsidiary of China Post Group Corporation Limited.
