Pakistan
About United Bank Limited
United Bank Limited (UBL) is a leading commercial bank providing a wide range of financial services in Pakistan, Europe, and the Middle East. Established in 1959 and headquartered in Karachi, Pakistan, UBL operates as a subsidiary of Bestway International Holdings Limited.
Core Services
- Deposit Accounts: Current, savings, and term deposit options.
- Loan Services: Consumer loans, SME financing (including rice husking, cotton ginning, and commercial vehicle financing), and specialized loans for fleet and wheat financing for flour mills.
- Digital Banking: Debit and credit card services, branchless banking, and digital banking solutions.
- Bancassurance: Insurance products tailored for banking customers.
Corporate & Investment Banking
- Project, trade, and working capital financing.
- Import/export services, factoring, leasing, and lending.
- Financial guarantees and M&A advisory services.
- Debt and equity underwriting, syndications, IPOs, and private placements.
Treasury Services
UBL offers comprehensive treasury solutions, including:
- Fixed income, equity, and foreign exchange services.
- Credit, funding, and securities management.
- Derivatives for hedging and market-making.
Network & Presence
The bank operates:
- Extensive branch network across Pakistan, including Islamic branches and banking windows.
- Branches in export processing zones (Karachi and Sialkot).
- International branches in key markets.