Kazakhstan
About Joint Stock Company Kaspi.kz
Joint Stock Company Kaspi.kz, along with its subsidiaries, delivers innovative payments, marketplace, and fintech solutions across Kazakhstan, Azerbaijan, and Ukraine. The company operates through three core segments:
1. Payments Platform
This segment facilitates seamless transactions between merchants and consumers by offering:
- Consumer Solutions: Payment options for shopping, household bills, and peer-to-peer transfers.
- Merchant Services: Online/offline payment acceptance, invoicing, supplier payments, and turnover analytics.
- Data Insights: Proprietary data tools to enhance business decision-making.
2. Marketplace Platform
Connecting merchants with consumers through omnichannel strategies, this segment includes:
- m-Commerce: Mobile shopping solutions for in-person purchases.
- e-Commerce: Online shopping with free delivery options.
- Kaspi Travel: Booking services for flights, rail tickets, and international holidays.
- Merchant Support: Integrated payments, advertising, and delivery services to boost sales.
3. Fintech Platform
Providing financial solutions for both consumers and businesses:
- Consumer Offerings: Buy-now-pay-later plans, savings, and finance products.
- Merchant Services: Tailored financing solutions to support business growth.
Additionally, Kaspi.kz engages in banking, distressed asset management, real estate, payment processing, online travel, e-grocery, classifieds, and data storage services.
Founded: 2008 | Headquarters: Almaty, Kazakhstan
