About Capitec Bank Holdings Limited
Capitec Bank Holdings Limited, through its subsidiaries, provides a wide range of banking and financial services in South Africa. The company is structured into three key segments: Retail Bank, Business Bank, and Insurance.
Key Offerings
- Banking Services: Transactional banking, savings accounts (flexible, fixed, tax-free), call and notice deposits.
- Loans & Credit: Term loans, home loans, personal loans, vehicle finance, education loans, business loans, overdrafts, and credit/debit cards.
- Payment Solutions: Merchant services, forex services, rental finance, and value-added services.
- Treasury Products: Foreign exchange spot trades and forward contracts.
- Digital Banking: Internet banking and mobile banking platforms.
Insurance & Specialized Finance
- Insurance Products: General, fleet, agricultural, life, credit insurance, and funeral cover.
- Specialized Finance: Vehicle and asset finance, property finance, and rental finance.
Operational Reach
Capitec Bank operates through an extensive network of branches, ATMs, dual note recyclers, and coin/note recyclers across South Africa.
Founded: 1999
Headquarters: Stellenbosch, South Africa