About Industrial and Commercial Bank of China Limited
Industrial and Commercial Bank of China Limited (ICBC) and its subsidiaries provide a wide range of banking products and services in China and internationally. Founded in 1984 and headquartered in Beijing, ICBC operates through three primary business segments:
Business Segments
- Corporate Banking: Offers financial solutions including deposits, trade financing, corporate wealth management, custody services, and corporate loans tailored for businesses, government agencies, and financial institutions.
- Personal Banking: Provides individual customers with deposit services, personal loans, card services, wealth management, and intermediary financial services.
- Treasury Operations: Engages in money market transactions, investment securities, and proprietary foreign exchange trading.
Additional Services
ICBC also offers:
- Fundraising, asset management, and financial leasing services.
- Insurance products including life, health, and accident coverage.
- Investment banking services such as underwriting, financial consulting, and direct investments.
- Cross-border financial solutions for corporate and individual clients.
- Debt-for-equity swaps and wealth management advisory services.
With a strong presence in global markets, ICBC continues to expand its financial offerings to meet diverse customer needs.