Vietnam
Vietnam Technological and Commercial Joint Stock Bank Overview
Vietnam Technological and Commercial Joint Stock Bank (Techcombank) provides a comprehensive range of personal and corporate banking solutions in Vietnam and internationally. Established in 1993 and headquartered in Hanoi, the bank operates through multiple representative and transaction offices catering to individuals, small enterprises, large corporations, and investors.
Personal Banking Services
- Accounts: Current accounts, foreign currency accounts, overdraft accounts
- Deposits: Flexible and term deposits, certificates of deposit
- Loans: Car loans, home loans, consumer loans
- Cards: Credit and debit cards
- Insurance: Home, car, health, and group health insurance for businesses
- Other Services: Overseas money transfers, CDM services
Corporate Banking Services
- Accounts: Capital, trading custodial, and real estate custodial accounts
- Payment & Liquidity: Payment, collection, and liquidity management
- Loans & Financing: Working capital loans, medium/long-term loans, supply chain financing
- Trade Finance: Import, export, and domestic trade finance services
- Digital Banking: Comprehensive digital banking solutions
Additional Services
- Foreign Exchange: Spot and forward trade, foreign exchange swaps
- Corporate Solutions: Corporate management and bonds services
- Derivatives & Structured Products: Interest rate derivatives, foreign exchange derivatives, structured products