Vietnam
About Saigon - Hanoi Commercial Joint Stock Bank
Saigon - Hanoi Commercial Joint Stock Bank (SHB) and its subsidiaries offer a comprehensive range of banking products and services to individuals and organizations in Vietnam and internationally. Established in 1993 and headquartered in Hanoi, the bank operates through four key segments: Credit, Investment, Services, and Treasury.
Core Banking Services
- Deposit Accounts: Demand, term, savings, sporting, securities, payment, and current accounts.
- Cards & Payments: Debit/credit cards, card payment solutions, VIP banking, and international/domestic money transfers.
- Digital Banking: Mobile, online, phone, and SMS banking for seamless transactions.
- Loans & Financing: Consumer, car, home, business, agricultural, remittance, and working capital loans, as well as overdrafts.
- Specialized Services: Bill collection, asset preservation (safes/cabinets), bancassurance, and entrust lending.
Investment & Treasury Solutions
- Investment Banking: Debt/asset management, finance banking, and deposit/account management.
- Trade Finance: Tax payment guarantees, contract performance guarantees, and international settlement services.
- Forex & Treasury: Forex trading, swaps, forwards, spots, and hedging services.
- Capital Markets: Issuance of certificates of deposit, promissory notes, treasury bills, and bonds.
Additional Offerings
- Cash management and financial consultancy services.
- Money brokerage and trade negotiable instruments.
- Advisory services for businesses and individuals.
Formerly known as Nhon Ai Rural Commercial Joint Stock Bank, the company rebranded to Saigon - Hanoi Commercial Joint Stock Bank (SHB) in September 2009. With decades of experience, SHB continues to innovate and expand its financial solutions to meet diverse customer needs.