First Citizens BancShares, Inc. Overview
First Citizens BancShares, Inc. serves as the holding company for First-Citizens Bank & Trust Company, offering a comprehensive range of retail and commercial banking services to individuals, businesses, and professionals across the United States and internationally.
Business Segments
- General Bank
- Commercial Bank
- Silicon Valley Bank (SVB) Commercial
- Rail
Products & Services
Deposit Products:
- Checking accounts
- Savings accounts
- Money market accounts
- Time deposit accounts
Loan Products:
- Commercial construction loans
- Commercial and industrial loans
- Small Business Administration (SBA) loans
- Commercial mortgages (owner-occupied & non-owner)
- Consumer loans (auto, residential mortgage, revolving mortgage, etc.)
Wealth Management & Financial Services:
- Annuities and brokerage services
- Investment management and advisory
- Trust and cash management
- Leasing and capital market solutions
- Asset-based lending and factoring
- Insurance and financial advisory
Rail Financing Solutions:
- Customized leasing and financing for railcars and locomotives
Delivery Channels
Services are accessible through:
- Online and mobile banking platforms
- Branch locations
Company Background
Founded in 1898, First Citizens BancShares, Inc. is headquartered in Raleigh, North Carolina.