About Ajman Bank PJSC
Ajman Bank PJSC is a leading Islamic bank in the United Arab Emirates, offering a wide range of Sharia-compliant financial solutions for individuals, businesses, and government institutions. Established in 2007 and headquartered in Ajman, the bank operates through three key segments: Consumer Banking, Corporate Banking, and Treasury.
Banking Products & Services
- Consumer Banking: Current, savings, payroll, and youth accounts; property, personal, and auto finance; house mortgages; credit/debit cards; digital banking services (internet, mobile, SMS); ATM/CCDM; e-statements; and Takaful products.
- Corporate & Commercial Banking: Project finance, IPO/share finance, working capital, term finance, real estate finance, trade finance, letters of credit/guarantee, and wealth management.
- Investment Services: Islamic investment funds, mutual funds, private equity, and Sukuk.
Islamic Financing Solutions
The bank adheres to Sharia principles, providing financing through:
- Murabaha (cost-plus financing)
- Ijarah (leasing)
- Mudaraba (profit-sharing)
- Musharaka (joint venture)
- Wakala (agency agreements)
Treasury & Additional Services
Ajman Bank PJSC also engages in money market transactions, foreign exchange dealings, and leasing of commercial/residential properties to support diverse financial needs.