Venezuela
About Banco Nacional de Crédito, C.A., Banco Universal
Banco Nacional de Crédito, C.A., Banco Universal is a leading financial institution in Venezuela, offering a comprehensive range of banking products and services to individuals and businesses.
Banking Services
- Deposit Accounts: Checking and savings accounts, term deposit certificates, and foreign currency demand deposits.
- Credit Solutions: Commercial credits, auto financing, invoice discounting, factoring, microcredits, and sector-specific financing (agri-food, manufacturing, tourism, health, and mortgages).
- Financial Guarantees: Bail bonds, domestic and foreign currency letters of credit.
Additional Offerings
- Escrow services and card solutions.
- Commerce and personal collection services.
- ATMs, foreign and national currency services.
- Point-of-sale (POS) systems, mobile banking, and online banking.
Company Background
Originally established as Banco Tequendama, C.A. in 2003, the bank rebranded to Banco Nacional de Crédito, C.A., Banco Universal in December 2004. Headquartered in Caracas, Venezuela, the institution continues to serve as a trusted financial partner.